When You Urgently Need Money

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There are loan apps all over the world, and you don’t have to go to banks to get loan. The use of these financial apps will help you to bypass the rigours (American: rigors) of eligibility for loans in banks and some other financial institutions. Many of these apps will not ask you for collateral but they will start with you by a small amount to ascertain your credibility, before they borrow you a huge sum of money.

When you urgently need money for a short time and there is no friend around to help, you can try loan apps available in your country. These are some of the financial apps that I actually tested.

BRANCH: Branch borrowed me Ñ10,000 to repay Ñ12,000 (20% for 28 days).

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PALMCREDIT: At the beginning, you may be eligible to borrow up to Ñ6,000 ( 7 days Interest: 8%, 14 days interest: 14%) and Ñ100,000 (0•5% daily). I borrowed Ñ3000 to pay Ñ3,420 for two weeks.

OKASH – I borrowed Ñ6000 to pay Ñ8,348 in three months to pay major part after 2 weeks and to pay the remaining part at the end of the 3-month term. During promo, if you pay the first part before or exactly two weeks, they ask you not to pay the remaining part.

FAIRMONEY: To borrow me Ñ2,500 for 1 day without interest Paid the second day). Deducted Ñ50 and has refunded it. (Later 25% monthly).

9JA CASH – N5000 to pay Ñ8000 (Zero Interest but Ñ3000 Service fee. You would be given Ñ100 coupon).

LCREDIT: This company will ask for employer’s number when you want to borrow from them.

NOTE: THERE ARE MANY MORE LOAN APPS, BUT I ACTUALLY TESTED THE LISTED ONES. THESE ARE THE REMAINING ONES I DID NOT BORROW FROM BUT I DOWNLOADED THEM FROM GOOGLE PLAY AND STUDIED THEM: PALMPAY, 9CREDIT LOAN, INSTANT LOAN, CASHBOX AND RENMONEY.

SOME OF THESE LENDING APPS WILL DEDUCT SOME LITTLE AMOUNTS FROM YOUR ACCOUNT TO TEST WHETHER YOU ACTUALLY HAVE AN ACCOUNT WITH YOUR BANKS. SOME REFUND IT WHILE SOME DON’T.

 

Image Credit: Photo by PhotoMIX Ltd. from Pexels

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Author: Peter Adewumi

Peter Adewumi is an Amazon author of "Virtues for Riches" series, "Romantic, Inspirational & Motivational Poems," "Attributes of Successful Employees," "The End Matters Most," & "A Lonely Ward in a Comely World."

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